Student Finance


If you are a student within the UK you may be entitled to help from the government with your fees and living costs.


There are a variety of grants and loans available to people who are studying, and it is important that you find out what you are eligible for as soon as possible to save delays later on. The amount of loan that you are entitled to borrow is calculated through your residential status, the type of course that you are doing, as well as many other factors. If you are a student from outside of England, or you are studying overseas there is a separate criterion.

If you are eligible, you will be able to apply for two student loans per academic year: one for tuition fees, and the other for living costs. To find out how to apply for student loans and to see if you are eligible check out the government website:
http://www.direct.gov.uk/en/EducationAndLearning/UniversityAndHigherEducation/StudentFinance

As well as a loan, you may also be entitled to a grant. There are several different types of grants, and none of these need to be repaid. Many universities also offer non-repayable grants. Check with your university to see if you are entitled to anything.

Any loan that you take out while you are a student will need to be repaid once you finish your studies. The repayments will not begin until you have completed the course and you are earning over £15,000. You will then repay your loan bit-by-bit according to how much you are earning at any given time.